How much financial aid can you borrow up to before you can be denied any more?
Q. I owe almost $3500 in financial aid? I am thinking of applying to another college, but I am worried that I won't get any financial aid since I already owe. Eventually, I will pay back my financial aid, but I was wondering is there a limit to the amount of financial aid you can receive?
Asked by Alexis B - Sun Nov 30 11:59:32 2008 - - 2 Answers - 0 Comments
A. I'm assuming that the $3500 that you owe in financial aid is a loan, probably a Federal Stafford Loan. Financial aid is looked at year by year and varies from each school. There are limits that you can reach for Stafford Loans if this is indeed what your current financial aid is owed. You can get up to $31,000 as a dependent student with no more than $23,000 being Subsidized over the course of attending college. Grants and scholarships are usually not based as much on amount limits when going for your degree as much as time. For example, some grants stop after you get your bachelors. Some of them stop after 2 years whether you received a degree or not. Each one varies, but if you passed all your classes, you probably aren't in much danger.… [cont.]
Answered by enokw8 - Wed Dec 3 11:23:22 2008
Q. I owe almost $3500 in financial aid? I am thinking of applying to another college, but I am worried that I won't get any financial aid since I already owe. Eventually, I will pay back my financial aid, but I was wondering is there a limit to the amount of financial aid you can receive?
Asked by Alexis B - Sun Nov 30 11:59:32 2008 - - 2 Answers - 0 Comments
A. I'm assuming that the $3500 that you owe in financial aid is a loan, probably a Federal Stafford Loan. Financial aid is looked at year by year and varies from each school. There are limits that you can reach for Stafford Loans if this is indeed what your current financial aid is owed. You can get up to $31,000 as a dependent student with no more than $23,000 being Subsidized over the course of attending college. Grants and scholarships are usually not based as much on amount limits when going for your degree as much as time. For example, some grants stop after you get your bachelors. Some of them stop after 2 years whether you received a degree or not. Each one varies, but if you passed all your classes, you probably aren't in much danger.… [cont.]
Answered by enokw8 - Wed Dec 3 11:23:22 2008
What type of non-financial information is helpful in constructing the budget model?
Q. How is non-financial information used to calculate financial information? What advantages does the inclusion of non-financial information have in communicating tactics to make the financial goals?
Asked by qtpie34 - Wed Feb 14 10:37:58 2007 - - 1 Answers - 0 Comments
A. Every financial assumption is based on non-financial data. For example, how many employees are on the payroll? What is an average percentage raise you will give this year? Are you going to hire anybody new? If so, at what rate? When are you expecting to get that big insurance refund? When do you pay your property taxes? How much will they be? What will the management bonus be this year? When will it be paid? What interest rate is associated with your loan? Can you get a better rate from another financial institution? If you don't know, how soon do you intend to shop that? A budget is nothing more than quantifying your operational business plan for the year. Any fool that says "the accountants don't need to know that" is going… [cont.]
Answered by lmnop - Wed Feb 14 10:48:20 2007
Q. How is non-financial information used to calculate financial information? What advantages does the inclusion of non-financial information have in communicating tactics to make the financial goals?
Asked by qtpie34 - Wed Feb 14 10:37:58 2007 - - 1 Answers - 0 Comments
A. Every financial assumption is based on non-financial data. For example, how many employees are on the payroll? What is an average percentage raise you will give this year? Are you going to hire anybody new? If so, at what rate? When are you expecting to get that big insurance refund? When do you pay your property taxes? How much will they be? What will the management bonus be this year? When will it be paid? What interest rate is associated with your loan? Can you get a better rate from another financial institution? If you don't know, how soon do you intend to shop that? A budget is nothing more than quantifying your operational business plan for the year. Any fool that says "the accountants don't need to know that" is going… [cont.]
Answered by lmnop - Wed Feb 14 10:48:20 2007
Is financial analysis and consolidating debt really worth it?
Q. My boyfriend and I just had a financial analysis done but haven't gotten the results on our options yet. Is it really worth it to go through with this? Has anyone had experience on it? I mean we have debt but not so much we can't handle. On the other hand we are both mid-twenties and have no retirement savings started and we are not able to put much, if any, in our savings accounts. We will have the option to consolidate debt, start retirement accounts, have money to put in savings, and get better life insurance. Is this just a ploy for the financial company to prey on young people or is this real? Please help!
Asked by AliyahMichelle - Tue Sep 25 19:22:14 2007 - - 4 Answers - 0 Comments
A. Honestly, debt consolidation does not get rid of your debt - it just moves it around. If you have to pay these people to do this, don't. You can do this on your own. There is a great (and free!) plan to get out of debt, save for retirement, grow savings and retire a millionaire (it's just a matter of taking charge of your money and putting yourself on a budget). (like the guy before me who said it helped him - several times...well apparently he didn't get it right the first time if he needed to do it several times). www.daveramsey.com Dave Ramsey has helped thousands of families get out of debt and give them financial peace using a very logical and simple method. Good luck!
Answered by Angelstar_BC - Tue Sep 25 20:15:31 2007
Q. My boyfriend and I just had a financial analysis done but haven't gotten the results on our options yet. Is it really worth it to go through with this? Has anyone had experience on it? I mean we have debt but not so much we can't handle. On the other hand we are both mid-twenties and have no retirement savings started and we are not able to put much, if any, in our savings accounts. We will have the option to consolidate debt, start retirement accounts, have money to put in savings, and get better life insurance. Is this just a ploy for the financial company to prey on young people or is this real? Please help!
Asked by AliyahMichelle - Tue Sep 25 19:22:14 2007 - - 4 Answers - 0 Comments
A. Honestly, debt consolidation does not get rid of your debt - it just moves it around. If you have to pay these people to do this, don't. You can do this on your own. There is a great (and free!) plan to get out of debt, save for retirement, grow savings and retire a millionaire (it's just a matter of taking charge of your money and putting yourself on a budget). (like the guy before me who said it helped him - several times...well apparently he didn't get it right the first time if he needed to do it several times). www.daveramsey.com Dave Ramsey has helped thousands of families get out of debt and give them financial peace using a very logical and simple method. Good luck!
Answered by Angelstar_BC - Tue Sep 25 20:15:31 2007
What role did the Japanese Financial Crisis of the early '90s play in the subsequent E.Asian financial crisis?
Q. I'm working to formulate a research programme on the Japanese Financial Crisis, and I am trying to discover what role the Japanese Financial Crisis of the early '90s played in the subsequent E.Asian financial crisis. If anyone has a clue, holler back. Thanks.
Asked by chronic_sax - Fri May 23 14:25:41 2008 - - 2 Answers - 0 Comments
A. I think it's one of causes in chain for consequent crisis, though not so heavy-weighted.
Answered by Yuri - Tue May 27 12:36:57 2008
Q. I'm working to formulate a research programme on the Japanese Financial Crisis, and I am trying to discover what role the Japanese Financial Crisis of the early '90s played in the subsequent E.Asian financial crisis. If anyone has a clue, holler back. Thanks.
Asked by chronic_sax - Fri May 23 14:25:41 2008 - - 2 Answers - 0 Comments
A. I think it's one of causes in chain for consequent crisis, though not so heavy-weighted.
Answered by Yuri - Tue May 27 12:36:57 2008
How does financial aid work if you are married?
Q. I am thinking about going to dental school for 4 years after college, but I will be getting married in between. My future husband will also be in school, getting his master's, for 2 years. I am very worried about what our financial aid will be, since I will have college loans to pay off (I can borrow from parents). Dental school will be all on my own, though. Any idea what our financial aid will be like? Better or worse?
Asked by reba - Sat Dec 30 11:20:06 2006 - - 4 Answers - 0 Comments
A. Here is a scenario: Say you are getting married March 2007 and want to apply fro financial Jan 2007. You can file your fafsa as a single person because the fafsa requires you to stipulate what your income, household status, at this point. Once you get married then you will need to report that on Jan 2008. Now, if you are considered a dependent student, meaning, you are below the age of 24, have no children, not a vet, not going to grad school; you will need your parents information to file the fafsa. If you are considered an independent student, then you will file your own taxes. Financial aid award will be determined on household income, people in the household, etc. The bad thing about financial aid is that you must maintain a… [cont.]
Answered by sunshine23511 - Sat Dec 30 18:34:22 2006
Q. I am thinking about going to dental school for 4 years after college, but I will be getting married in between. My future husband will also be in school, getting his master's, for 2 years. I am very worried about what our financial aid will be, since I will have college loans to pay off (I can borrow from parents). Dental school will be all on my own, though. Any idea what our financial aid will be like? Better or worse?
Asked by reba - Sat Dec 30 11:20:06 2006 - - 4 Answers - 0 Comments
A. Here is a scenario: Say you are getting married March 2007 and want to apply fro financial Jan 2007. You can file your fafsa as a single person because the fafsa requires you to stipulate what your income, household status, at this point. Once you get married then you will need to report that on Jan 2008. Now, if you are considered a dependent student, meaning, you are below the age of 24, have no children, not a vet, not going to grad school; you will need your parents information to file the fafsa. If you are considered an independent student, then you will file your own taxes. Financial aid award will be determined on household income, people in the household, etc. The bad thing about financial aid is that you must maintain a… [cont.]
Answered by sunshine23511 - Sat Dec 30 18:34:22 2006
How do I get financial aid for my son if I also get financial aid?
Q. What affects will my financial aid need have on his financial aid? This is for College.
Asked by Pinky - Wed Nov 7 14:33:38 2007 - - 1 Answers - 0 Comments
A. You both will still have to complete the FAFSA separately. Your FAFSA will just contain your income and tax information/savings, while your son's FAFSA will contain yours and his. So, his EFC will most likely be different than yours. You both will be answering a couple of questions the same: how many in the household and of those how many attending college. You can get a rough idea of what the EFC for both of you will be by using this calculator: The financial aid you both may receive will be different if you both are attending different schools. Schools use the COA (Cost of Attendance) in conjunction with the EFC to determine a student's financial aid. So the need may be different. No one here can really tell you for sure since… [cont.]
Answered by caba - Wed Nov 7 14:57:25 2007
Q. What affects will my financial aid need have on his financial aid? This is for College.
Asked by Pinky - Wed Nov 7 14:33:38 2007 - - 1 Answers - 0 Comments
A. You both will still have to complete the FAFSA separately. Your FAFSA will just contain your income and tax information/savings, while your son's FAFSA will contain yours and his. So, his EFC will most likely be different than yours. You both will be answering a couple of questions the same: how many in the household and of those how many attending college. You can get a rough idea of what the EFC for both of you will be by using this calculator: The financial aid you both may receive will be different if you both are attending different schools. Schools use the COA (Cost of Attendance) in conjunction with the EFC to determine a student's financial aid. So the need may be different. No one here can really tell you for sure since… [cont.]
Answered by caba - Wed Nov 7 14:57:25 2007
How does financial aid as a visiting student work?
Q. I'm applying to be a visiting student at Columbia, and, assuming I get accepted, will the financial aid at my current university cover the cost at Columbia? On the Columbia website, it says that financial aid goes through your home university, so I'm looking for anyone who has some experience/knowledge about this. I have a full-ride at my home university, so I'm basically wanting to know if that can be used to pay for Columbia (?). Thanks!
Asked by NasaPasa - Thu Nov 26 00:02:20 2009 - - 1 Answers - 0 Comments
A. You should talk with the financial aid office at your home school. It all depends on whether the scholarship at your home school is transferable for a semester somewhere else. If not, you may be able to receive federal aid through your home school's financial aid office if you have filed a FAFSA.
Answered by shanan4you - Fri Nov 27 22:00:44 2009
Q. I'm applying to be a visiting student at Columbia, and, assuming I get accepted, will the financial aid at my current university cover the cost at Columbia? On the Columbia website, it says that financial aid goes through your home university, so I'm looking for anyone who has some experience/knowledge about this. I have a full-ride at my home university, so I'm basically wanting to know if that can be used to pay for Columbia (?). Thanks!
Asked by NasaPasa - Thu Nov 26 00:02:20 2009 - - 1 Answers - 0 Comments
A. You should talk with the financial aid office at your home school. It all depends on whether the scholarship at your home school is transferable for a semester somewhere else. If not, you may be able to receive federal aid through your home school's financial aid office if you have filed a FAFSA.
Answered by shanan4you - Fri Nov 27 22:00:44 2009
What is the difference between a Financial Analyst and a Financial Advisor?
Q. The title says it all. Also, my head is a bit clouded of what i want to be in the future. I'm currently 18 years old in a Community College. I'm planning to transfer to Santa Cruz in Business Management/Economics. I heard a Financial Analyst helps plan and maximize people's profit, and that's what i like to do. I want to plan out things in a timely matter and i love to maximize profits from doing integrals of graphs (calculus). Any suggestions? Also, any difference with a Chartered Financial Analyst as well? Thanks everyone.
Asked by CocoBella - Thu Sep 6 15:33:25 2007 - - 3 Answers - 0 Comments
A. Financial Analysts have a function to acquire & interpret financial data of companies, projects, etc. Their reports are used as tool to make managerial decisions. A Financial Advisor is a person who gives recommendations on personal financial planning. They typically get paid by selling financial products either by commission or fee based A Chartered Financial Analyst or CFA is a professional designation in the field of investment banking, investment management, & financial analysis of stocks, bonds, an associated derivatives.
Answered by ellissanjose - Fri Sep 7 03:50:40 2007
Q. The title says it all. Also, my head is a bit clouded of what i want to be in the future. I'm currently 18 years old in a Community College. I'm planning to transfer to Santa Cruz in Business Management/Economics. I heard a Financial Analyst helps plan and maximize people's profit, and that's what i like to do. I want to plan out things in a timely matter and i love to maximize profits from doing integrals of graphs (calculus). Any suggestions? Also, any difference with a Chartered Financial Analyst as well? Thanks everyone.
Asked by CocoBella - Thu Sep 6 15:33:25 2007 - - 3 Answers - 0 Comments
A. Financial Analysts have a function to acquire & interpret financial data of companies, projects, etc. Their reports are used as tool to make managerial decisions. A Financial Advisor is a person who gives recommendations on personal financial planning. They typically get paid by selling financial products either by commission or fee based A Chartered Financial Analyst or CFA is a professional designation in the field of investment banking, investment management, & financial analysis of stocks, bonds, an associated derivatives.
Answered by ellissanjose - Fri Sep 7 03:50:40 2007
What financial information am I required to keep for 7 years?
Q. I am trying to organize all my financial records and I am overwhelmed with old utility bills and credit card statements from accounts no longer in use. Which ones do I need to hold on to, and which can I shred? And is the standard 7 years still appropriate?
Asked by Organized - Sat Jul 14 13:19:54 2007 - - 2 Answers - 0 Comments
A. You only have to keep your income tax records, and your expenses you show on your income tax return, if it's any. You don't need credit card statements, and utility bills, shredded. CC statement you should check every month and you can destroy them after you make a pmt , same with utility. Good Luck!
Answered by reality - Sat Jul 14 13:28:09 2007
Q. I am trying to organize all my financial records and I am overwhelmed with old utility bills and credit card statements from accounts no longer in use. Which ones do I need to hold on to, and which can I shred? And is the standard 7 years still appropriate?
Asked by Organized - Sat Jul 14 13:19:54 2007 - - 2 Answers - 0 Comments
A. You only have to keep your income tax records, and your expenses you show on your income tax return, if it's any. You don't need credit card statements, and utility bills, shredded. CC statement you should check every month and you can destroy them after you make a pmt , same with utility. Good Luck!
Answered by reality - Sat Jul 14 13:28:09 2007
How has the financial crisis affected you?
Q. I hear and read about the financial crisis everywhere, but I haven't seen any examples of how it has affected a person personally. Please, to all who have been affected by the financial crisis, please share your story. It will be good to raise the awareness that this is something real that isn't just affecting bankers, but it's affecting real people. Thank you.
Asked by Andi - Tue Dec 30 13:52:18 2008 - - 3 Answers - 0 Comments
A. It extended my chance of becoming financially free. However, it taught me what to do in order to become a successful day trader. Jobs became scarce in my home town. My state's unemployment rate is among the top. Because I couldn't find a job, I'm now living at my wife's parents' place: Two-bedroom apartment with five people and a baby. On top of that, my net worth is at the negative. negative five figures, by the way, and I don't have enough to bring it back to the positive.
Answered by Bertonian - Wed Dec 31 05:38:39 2008
Q. I hear and read about the financial crisis everywhere, but I haven't seen any examples of how it has affected a person personally. Please, to all who have been affected by the financial crisis, please share your story. It will be good to raise the awareness that this is something real that isn't just affecting bankers, but it's affecting real people. Thank you.
Asked by Andi - Tue Dec 30 13:52:18 2008 - - 3 Answers - 0 Comments
A. It extended my chance of becoming financially free. However, it taught me what to do in order to become a successful day trader. Jobs became scarce in my home town. My state's unemployment rate is among the top. Because I couldn't find a job, I'm now living at my wife's parents' place: Two-bedroom apartment with five people and a baby. On top of that, my net worth is at the negative. negative five figures, by the way, and I don't have enough to bring it back to the positive.
Answered by Bertonian - Wed Dec 31 05:38:39 2008
What financial benefits would a person have if,after getting divorced,he would pretend to still be married?
Q. Meaning - if a person was to get divorced in another country and upon his return to the US after the divorce, without his ex-wife and child, he would keep the fact that he is divorced hidden from the law, what financial benefits, or any benefits, would this bring about? And what would happen to him if the truth would come out?
Asked by lilly - Mon May 17 19:24:39 2010 - - 2 Answers - 0 Comments
A. He doesn't have to share the divorce with anybody except the IRS. If he files as married or with a child, he can be reported for tax fraud.
Answered by Doodlestuff - Mon May 17 19:29:43 2010
Q. Meaning - if a person was to get divorced in another country and upon his return to the US after the divorce, without his ex-wife and child, he would keep the fact that he is divorced hidden from the law, what financial benefits, or any benefits, would this bring about? And what would happen to him if the truth would come out?
Asked by lilly - Mon May 17 19:24:39 2010 - - 2 Answers - 0 Comments
A. He doesn't have to share the divorce with anybody except the IRS. If he files as married or with a child, he can be reported for tax fraud.
Answered by Doodlestuff - Mon May 17 19:29:43 2010
How many years to finish the program of financial management in canada?
Q. we will be migrating in Canada soon and I am studying here in Philippines financial management.. for how many years do i need to take up financial management if i am 3rd year now of financial management.. do I need to take another 4yrs to finish financial management.. help!
Asked by erika mae - Mon Oct 5 02:28:46 2009 - - 1 Answers - 0 Comments
A. financial managment course is of five years in canada.
Answered by uday - Mon Oct 5 04:25:47 2009
Q. we will be migrating in Canada soon and I am studying here in Philippines financial management.. for how many years do i need to take up financial management if i am 3rd year now of financial management.. do I need to take another 4yrs to finish financial management.. help!
Asked by erika mae - Mon Oct 5 02:28:46 2009 - - 1 Answers - 0 Comments
A. financial managment course is of five years in canada.
Answered by uday - Mon Oct 5 04:25:47 2009
How Financial Crisis affected small business owner? What are you going to do to through this difficulty?
Q. Through this financial crisis, how is the relationship between the owner and employee? Does it affect you spend money on your business and life expense? What will you do? Through this financial crisis, how is the relationship between the owner and employee? Does it affect you spend money on your business and life expense? What will you do?What kind of business you are doing?
Asked by RUYIN Z - Thu Oct 23 14:26:17 2008 - - 2 Answers - 0 Comments
A. i suggest you don't fire anybody. It will not affect your business, better make meeting with your employees & partner to solve it. Make cost cutting plans, and tell them to do hard work and give extra time and do more work, so that company can face these problem.
Answered by Mac - Fri Oct 24 16:58:38 2008
Q. Through this financial crisis, how is the relationship between the owner and employee? Does it affect you spend money on your business and life expense? What will you do? Through this financial crisis, how is the relationship between the owner and employee? Does it affect you spend money on your business and life expense? What will you do?What kind of business you are doing?
Asked by RUYIN Z - Thu Oct 23 14:26:17 2008 - - 2 Answers - 0 Comments
A. i suggest you don't fire anybody. It will not affect your business, better make meeting with your employees & partner to solve it. Make cost cutting plans, and tell them to do hard work and give extra time and do more work, so that company can face these problem.
Answered by Mac - Fri Oct 24 16:58:38 2008
What books do you recommend for increasing financial intelligence?
Q. I've just read Rich Dad Poor Dad and Rich Dads Cashflow Quadrant by Robert Kiyosaki. In these books Robert talks about the importance of financial intelligence. Which books do you recommmend which can help me increase my financial inteligence as prescribed by R. Kiyosaki. I'm not really good with numbers so a book thats aimed at such people wpuld be best. A "financial inteligence for dummies" if you will.
Asked by Obama Christ - Mon Feb 18 15:49:01 2008 - - 1 Answers - 0 Comments
A. Warren Buffett wrote (maybe co-wrote) a book a few years ago. I highly recommend it. Also, I would strongly recommend a basic textbook on micro- and macro-economics. Good luck.
Answered by TheSlayor - Mon Feb 18 15:53:51 2008
Q. I've just read Rich Dad Poor Dad and Rich Dads Cashflow Quadrant by Robert Kiyosaki. In these books Robert talks about the importance of financial intelligence. Which books do you recommmend which can help me increase my financial inteligence as prescribed by R. Kiyosaki. I'm not really good with numbers so a book thats aimed at such people wpuld be best. A "financial inteligence for dummies" if you will.
Asked by Obama Christ - Mon Feb 18 15:49:01 2008 - - 1 Answers - 0 Comments
A. Warren Buffett wrote (maybe co-wrote) a book a few years ago. I highly recommend it. Also, I would strongly recommend a basic textbook on micro- and macro-economics. Good luck.
Answered by TheSlayor - Mon Feb 18 15:53:51 2008
What determines whether a financial instrument is classified as a money market instrument?
Q. What determines whether a financial instrument is classified as a money market instrument? And also ... What determines whether a financial instrument is classified as a capital market instrument?
Asked by Teresa P - Sun Sep 21 15:10:34 2008 - - 2 Answers - 0 Comments
A. The money market fund or account manager determines what kind of assets they consider worthy. Read the prospectus for the fund or account. In addition, the fund or account manager has some flexibility in how they implement the fund or account guidelines. There may be some federal standards too. Not sure about that. Buyer Beware! The "gold standard" for money market funds is Vanguard's treasury MM fund, which invests entirely in treasury bonds.
Answered by Yardbird - Sun Sep 21 15:26:14 2008
Q. What determines whether a financial instrument is classified as a money market instrument? And also ... What determines whether a financial instrument is classified as a capital market instrument?
Asked by Teresa P - Sun Sep 21 15:10:34 2008 - - 2 Answers - 0 Comments
A. The money market fund or account manager determines what kind of assets they consider worthy. Read the prospectus for the fund or account. In addition, the fund or account manager has some flexibility in how they implement the fund or account guidelines. There may be some federal standards too. Not sure about that. Buyer Beware! The "gold standard" for money market funds is Vanguard's treasury MM fund, which invests entirely in treasury bonds.
Answered by Yardbird - Sun Sep 21 15:26:14 2008
How to manage my financial and control my expenses every month?
Q. I'm facing with financial problems where I need to pay up my bills and in the end I only left only a few dollars to spend as my pocket money. I have stop spending money on the unspended things. Now I need someone who are good in financial planning to help me with my problems. Thank you.
Asked by pcd_gal - Fri Apr 24 01:12:34 2009 - - 6 Answers - 0 Comments
A. It is easier said then done, but budgeting IS possible, given you take the correct steps. 1. Calculate your regular income. Count income from wages, tips, interest on savings, child support payments, and any other source of income. Include that of your spouse also. Also consider more variable sources of income. Do you receive regular overtime or a large bonus? Is it guaranteed? Can you calculate average amounts by using past bank statements or pay slips? Try to be accurate and get to an average 'net' (after taxes) income. 2. Identify your expenses. First identify your large, predictable expenses. For most people these will be housing, taxes, insurance premiums, and utilities. Then for at least one month, record every daily expense no… [cont.]
Answered by 17 Year Old Blogger - Fri Apr 24 20:15:29 2009
Q. I'm facing with financial problems where I need to pay up my bills and in the end I only left only a few dollars to spend as my pocket money. I have stop spending money on the unspended things. Now I need someone who are good in financial planning to help me with my problems. Thank you.
Asked by pcd_gal - Fri Apr 24 01:12:34 2009 - - 6 Answers - 0 Comments
A. It is easier said then done, but budgeting IS possible, given you take the correct steps. 1. Calculate your regular income. Count income from wages, tips, interest on savings, child support payments, and any other source of income. Include that of your spouse also. Also consider more variable sources of income. Do you receive regular overtime or a large bonus? Is it guaranteed? Can you calculate average amounts by using past bank statements or pay slips? Try to be accurate and get to an average 'net' (after taxes) income. 2. Identify your expenses. First identify your large, predictable expenses. For most people these will be housing, taxes, insurance premiums, and utilities. Then for at least one month, record every daily expense no… [cont.]
Answered by 17 Year Old Blogger - Fri Apr 24 20:15:29 2009
How does information from financial reports influence business decision making?
Q. How does information from financial reports influence business decision making? Why is it important for business managers to understand the information found on financial reports?
Asked by star_quality20 - Wed Jun 4 12:53:22 2008 - - 2 Answers - 1 Comments
A. Financial reports allow business managers to see current numbers compared to years prior. It will allow them to see growth or loss. It let's them know where the company stands in the "market place" and what percentage of consumer spending in that market place is being spent on that company. It also helps in forcasting - the fortune teller responsibility - the BM looks at the years prior and sees that an increase or decrease is approaching and can order stock more efficiently. For instance - a BM at Home Depot - he will look at financial reports to see when is the best time for snow blowers to hit stores in the New England area as opposed to the same item to hit stores in the Mid West. It also allows the producers of said snow blowers… [cont.]
Answered by Mystress L - Wed Jun 4 13:05:45 2008
Q. How does information from financial reports influence business decision making? Why is it important for business managers to understand the information found on financial reports?
Asked by star_quality20 - Wed Jun 4 12:53:22 2008 - - 2 Answers - 1 Comments
A. Financial reports allow business managers to see current numbers compared to years prior. It will allow them to see growth or loss. It let's them know where the company stands in the "market place" and what percentage of consumer spending in that market place is being spent on that company. It also helps in forcasting - the fortune teller responsibility - the BM looks at the years prior and sees that an increase or decrease is approaching and can order stock more efficiently. For instance - a BM at Home Depot - he will look at financial reports to see when is the best time for snow blowers to hit stores in the New England area as opposed to the same item to hit stores in the Mid West. It also allows the producers of said snow blowers… [cont.]
Answered by Mystress L - Wed Jun 4 13:05:45 2008
How to market a personal financial planning and family budgeting, investing service on the net?
Q. Hi, I want to offer a personal financial planning service for young families, covering analysis of present financial condition, budgeting, investment and insurance planning, retirement planning etc. Would welcome suggestions on marketing this service on the internet and also other media. My client base will be in India. Considering social networking sites, groups, blogs, twitter etc. Marketing costs to be minimal, as this will be a very low fee service.
Asked by Radhakrishnan M - Mon Aug 10 10:15:15 2009 - - 2 Answers - 0 Comments
A. financial planning and its requirement business & Finance
Answered by Jobin - Wed Aug 12 09:43:55 2009
Q. Hi, I want to offer a personal financial planning service for young families, covering analysis of present financial condition, budgeting, investment and insurance planning, retirement planning etc. Would welcome suggestions on marketing this service on the internet and also other media. My client base will be in India. Considering social networking sites, groups, blogs, twitter etc. Marketing costs to be minimal, as this will be a very low fee service.
Asked by Radhakrishnan M - Mon Aug 10 10:15:15 2009 - - 2 Answers - 0 Comments
A. financial planning and its requirement business & Finance
Answered by Jobin - Wed Aug 12 09:43:55 2009
Where can I find a financial adviser whose main business is not selling insurance?
Q. I am 64 and own my own small business. How do I find someone who is paid by the hour and has a deep and broad understanding of estate planning, when to start taking Social Security, etc, etc. I have heard that most "financial advisors" make money by selling insurance policies. I have nothing against insurancy policies but I want someone whose income is dependent on his real skills. Is there such a thing as a National Certified Financial Advisor association?
Asked by Wes W - Mon Apr 21 09:04:46 2008 - - 1 Answers - 0 Comments
A. You may find some freelance financial advisors at website like .
Answered by Lisa R - Mon Apr 21 10:14:29 2008
Q. I am 64 and own my own small business. How do I find someone who is paid by the hour and has a deep and broad understanding of estate planning, when to start taking Social Security, etc, etc. I have heard that most "financial advisors" make money by selling insurance policies. I have nothing against insurancy policies but I want someone whose income is dependent on his real skills. Is there such a thing as a National Certified Financial Advisor association?
Asked by Wes W - Mon Apr 21 09:04:46 2008 - - 1 Answers - 0 Comments
A. You may find some freelance financial advisors at website like .
Answered by Lisa R - Mon Apr 21 10:14:29 2008
What are you charged for financial planning or investment advice?
Q. Many financial services providers tout their financial advice as being for free. But we all know nobody does anything for free. Aparently there are a bewlidering number of ways in which investment advisors make their money such as trading commissions, hourly frees, trailer fees, management fees, performance fees and so on. I would like to hold an online survey to gauge which methods most Y!Answers users come across and their views on each method or which method their prefer most. Thanks for taking the time to answer my question.
Asked by j_m_camilleri - Sun Jul 13 08:56:58 2008 - - 5 Answers - 0 Comments
A. Many financial advisors will offer free consultations in the hope that you will decide to purchase investmenst products from them. Although there are many commission-based advsiors who are excellent, there is a growing belief that using a fee-based advisor tends to eliminate any potential conflicts of interest. If an advisor charges a fee- either hourly or based on assets managed (i.e. 1% per year)- then there is no incentive to him to put you in high-commission products for his own gain. There should be no commissions with a fee-based advisor.
Answered by Chwalek - Sun Jul 13 10:23:55 2008
Q. Many financial services providers tout their financial advice as being for free. But we all know nobody does anything for free. Aparently there are a bewlidering number of ways in which investment advisors make their money such as trading commissions, hourly frees, trailer fees, management fees, performance fees and so on. I would like to hold an online survey to gauge which methods most Y!Answers users come across and their views on each method or which method their prefer most. Thanks for taking the time to answer my question.
Asked by j_m_camilleri - Sun Jul 13 08:56:58 2008 - - 5 Answers - 0 Comments
A. Many financial advisors will offer free consultations in the hope that you will decide to purchase investmenst products from them. Although there are many commission-based advsiors who are excellent, there is a growing belief that using a fee-based advisor tends to eliminate any potential conflicts of interest. If an advisor charges a fee- either hourly or based on assets managed (i.e. 1% per year)- then there is no incentive to him to put you in high-commission products for his own gain. There should be no commissions with a fee-based advisor.
Answered by Chwalek - Sun Jul 13 10:23:55 2008
From Yahoo Answer Search: 'financial'
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startribune.com
Thu, 02 Sep 2010 13:39:30 GMT+00:00
drug dealer" Minneapolis Star Tribune (blog) "(The) federal government's acting increasingly like a financial drug dealer, handing out tastes or free samples, trying to get people addicted, ...
ehow.com
Wed, 23 Dec 2009 20:20:32 PST
"So how do we build a financial planning business. First thing you need to do when you are building a financial planning business when you ... ehow.com.
eastasiaforum.org
Tao Kong
Wed, 01 Sep 2010 12:00:17 GM
Authors: Sherry Tao Kong, Xin Meng and Dandan Zhang, Australia National University The global . financial. crisis (GFC) reduced export orders sharply and led to.
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