How much financial aid can you borrow up to before you can be denied any more?
Q. I owe almost $3500 in financial aid? I am thinking of applying to another college, but I am worried that I won't get any financial aid since I already owe. Eventually, I will pay back my financial aid, but I was wondering is there a limit to the amount of financial aid you can receive?
Asked by huntspointxxx - Sun Oct 14 18:49:54 2007 - - 2 Answers - 0 Comments

A. Yes, there are limits on the amounts you can borrow per year and the amounts you can borrow in your lifetime. I'm attaching a Dept of Education publication. Look in the back. They depend on if you are considered independent or dependent student.
Answered by Found-1 - Sun Oct 14 19:01:44 2007

What type of non-financial information is helpful in constructing the budget model?
Q. How is non-financial information used to calculate financial information? What advantages does the inclusion of non-financial information have in communicating tactics to make the financial goals?
Asked by qtpie34 - Wed Feb 14 10:37:58 2007 - - 1 Answers - 0 Comments

A. Every financial assumption is based on non-financial data. For example, how many employees are on the payroll? What is an average percentage raise you will give this year? Are you going to hire anybody new? If so, at what rate? When are you expecting to get that big insurance refund? When do you pay your property taxes? How much will they be? What will the management bonus be this year? When will it be paid? What interest rate is associated with your loan? Can you get a better rate from another financial institution? If you don't know, how soon do you intend to shop that? A budget is nothing more than quantifying your operational business plan for the year. Any fool that says "the accountants don't need to know that" is going… [cont.]
Answered by lmnop - Wed Feb 14 10:48:20 2007

What role did the Japanese Financial Crisis of the early '90s play in the subsequent E.Asian financial crisis?
Q. I'm working to formulate a research programme on the Japanese Financial Crisis, and I am trying to discover what role the Japanese Financial Crisis of the early '90s played in the subsequent E.Asian financial crisis. If anyone has a clue, holler back. Thanks.
Asked by chronic_sax - Fri May 23 14:25:41 2008 - - 2 Answers - 0 Comments

A. I think it's one of causes in chain for consequent crisis, though not so heavy-weighted.
Answered by Jurij-EU - Tue May 27 12:36:57 2008

Is financial analysis and consolidating debt really worth it?
Q. My boyfriend and I just had a financial analysis done but haven't gotten the results on our options yet. Is it really worth it to go through with this? Has anyone had experience on it? I mean we have debt but not so much we can't handle. On the other hand we are both mid-twenties and have no retirement savings started and we are not able to put much, if any, in our savings accounts. We will have the option to consolidate debt, start retirement accounts, have money to put in savings, and get better life insurance. Is this just a ploy for the financial company to prey on young people or is this real? Please help!
Asked by AliyahMichelle - Tue Sep 25 19:22:14 2007 - - 4 Answers - 0 Comments

A. Honestly, debt consolidation does not get rid of your debt - it just moves it around. If you have to pay these people to do this, don't. You can do this on your own. There is a great (and free!) plan to get out of debt, save for retirement, grow savings and retire a millionaire (it's just a matter of taking charge of your money and putting yourself on a budget). (like the guy before me who said it helped him - several times...well apparently he didn't get it right the first time if he needed to do it several times). www.daveramsey.com Dave Ramsey has helped thousands of families get out of debt and give them financial peace using a very logical and simple method. Good luck!
Answered by Angelstar_BC - Tue Sep 25 20:15:31 2007

How do I get financial aid for my son if I also get financial aid?
Q. What affects will my financial aid need have on his financial aid? This is for College.
Asked by Pinky - Wed Nov 7 14:33:38 2007 - - 1 Answers - 0 Comments

A. You both will still have to complete the FAFSA separately. Your FAFSA will just contain your income and tax information/savings, while your son's FAFSA will contain yours and his. So, his EFC will most likely be different than yours. You both will be answering a couple of questions the same: how many in the household and of those how many attending college. You can get a rough idea of what the EFC for both of you will be by using this calculator: The financial aid you both may receive will be different if you both are attending different schools. Schools use the COA (Cost of Attendance) in conjunction with the EFC to determine a student's financial aid. So the need may be different. No one here can really tell you for sure since… [cont.]
Answered by caba - Wed Nov 7 14:57:25 2007

What financial obligation does property Tax lien investors have during the 1 year redemption period?
Q. After winning the tax lien auction and paying the promised amount + misc fees, what other financial obligation does property Tax lien investors have during the 1 year redemption period if there is an outstanding mortgage on the property?
Asked by T L - Mon Dec 31 01:12:44 2007 - - 2 Answers - 0 Comments

A. words_that_live_on is completely incorrect, and obviously has not ever bought a tax lien. You have no financial obligation whatsoever on this piece of property. You have now become a lienholder on the property. What this means is that if the current owner of the property wants to transfer ownership (sell) or refinance the property, he/she must pay you off, along with any other lienholders, first. Nice thing is, if the owner does not pay you off, and the next years taxes are not paid either, you have first dibs on them. If this happens for 3 years, you can petition with the county to own the property. There are a few forms to fill out, some fees to pay, and some time to wait. Also, the lender can go ahead and pay you off so they… [cont.]
Answered by trblmkr30 - Mon Dec 31 01:48:56 2007

What were the financial problems of the royal government that were a major cause of the French Revolution?
Q. It has been argued that the financial problems of the royal government were a major cause of the French Revolution. What were these problems? How did Louis XVI's government attempt to deal with the financial crisis? How did these problems precipitate the Revolution? How did these problems precipitate the Revolution?
Asked by dramalass - Wed Dec 17 22:52:49 2008 - - 1 Answers - 0 Comments

A. The government had spent all kinds of money on foreign adventures, including the financing of the American independence movement. The clergy and the nobles refused to pay, and the poor couldn't pay.
Answered by Michael N - Wed Dec 17 23:05:21 2008

How Financial Crisis affected small business owner? What are you going to do to through this difficulty?
Q. Through this financial crisis, how is the relationship between the owner and employee? Does it affect you spend money on your business and life expense? What will you do? Through this financial crisis, how is the relationship between the owner and employee? Does it affect you spend money on your business and life expense? What will you do?What kind of business you are doing?
Asked by RUYIN Z - Thu Oct 23 14:26:17 2008 - - 2 Answers - 0 Comments

A. i suggest you don't fire anybody. It will not affect your business, better make meeting with your employees & partner to solve it. Make cost cutting plans, and tell them to do hard work and give extra time and do more work, so that company can face these problem.
Answered by Mac - Fri Oct 24 16:58:38 2008

What is the difference between a Financial Analyst and a Financial Advisor?
Q. The title says it all. Also, my head is a bit clouded of what i want to be in the future. I'm currently 18 years old in a Community College. I'm planning to transfer to Santa Cruz in Business Management/Economics. I heard a Financial Analyst helps plan and maximize people's profit, and that's what i like to do. I want to plan out things in a timely matter and i love to maximize profits from doing integrals of graphs (calculus). Any suggestions? Also, any difference with a Chartered Financial Analyst as well? Thanks everyone.
Asked by sandy - Thu Sep 6 15:33:25 2007 - - 3 Answers - 0 Comments

A. Financial Analysts have a function to acquire & interpret financial data of companies, projects, etc. Their reports are used as tool to make managerial decisions. A Financial Advisor is a person who gives recommendations on personal financial planning. They typically get paid by selling financial products either by commission or fee based A Chartered Financial Analyst or CFA is a professional designation in the field of investment banking, investment management, & financial analysis of stocks, bonds, an associated derivatives.
Answered by ellissanjose - Fri Sep 7 03:50:40 2007

What financial information does the current ratio measure?
Q. How does the current ratio relate to other liquidity ratios? Which financial ratios would you use and explain how a bank would determine whether a company will be able to meet its commercial bank loan payments?
Asked by qtpie34 - Wed Dec 13 06:49:33 2006 - - 1 Answers - 0 Comments

A. Current ratio is equal to current assets divided by current liabilities. If the current assets of a company are more than twice the current liabilities, then that company is generally considered to have good short-term financial strength. If current liabilities exceed current assets, then the company may have problems meeting its short-term obligations. This ratio is considered one of the indicators of the ability to pay bills in a timely fashion, though it is not the only measure. Current is the descriptive used for short turnaround assets and liabilities. Accounts receivable and payable inventory cash on hand are all examples of items that would be used in the current ratio.
Answered by dreygo64 - Wed Dec 13 17:58:18 2006

What financial advantages are there of beig a student?
Q. I have just applied for a job and if i get it then they are going to send me to college. I am living at home at the moment and would like to move out asap!!! The job works out at min wage so i really need to find out if that's enough for me to rent a place. But what financial advantages are there of being a student?
Asked by Jell - Mon May 11 16:46:37 2009 - - 4 Answers - 0 Comments

A. financial advatages really? if there were I have never came across them in my 4 years at uni lol the most evident ones are: student discounts - usually at a 1/3 off. typical off train tickets, cinema/concert tickets, software, computers, drinks, food, sports equipment etc. but you have to ask whether they do it upfront student rate current and savings accounts - you will have to look into the banks for those you get grants and scholarships if the university wants you. However, you will also have to pay them back in tuition fees. consider it more of a discount you are exempt from council tax you may get certain health services free but you have to ask and check it with your GP you get to apply for student loans which you pay back with… [cont.]
Answered by Ingenious - Mon May 11 16:59:06 2009

How to manage my financial and control my expenses every month?
Q. I'm facing with financial problems where I need to pay up my bills and in the end I only left only a few dollars to spend as my pocket money. I have stop spending money on the unspended things. Now I need someone who are good in financial planning to help me with my problems. Thank you.
Asked by pcd_gal - Fri Apr 24 01:12:34 2009 - - 6 Answers - 0 Comments

A. It is easier said then done, but budgeting IS possible, given you take the correct steps. 1. Calculate your regular income. Count income from wages, tips, interest on savings, child support payments, and any other source of income. Include that of your spouse also. Also consider more variable sources of income. Do you receive regular overtime or a large bonus? Is it guaranteed? Can you calculate average amounts by using past bank statements or pay slips? Try to be accurate and get to an average 'net' (after taxes) income. 2. Identify your expenses. First identify your large, predictable expenses. For most people these will be housing, taxes, insurance premiums, and utilities. Then for at least one month, record every daily expense no… [cont.]
Answered by 17 Year Old Blogger - Fri Apr 24 20:15:29 2009

What is most popular financial service ?
Q. Please tell me what financial service is most popular in united states. For indivisual investors only pay service. Because I have an financial service company in Japan , and I want to refer that. Please tell me what Information service to help equity investmentis is most popular in united states. For indivisual investors only pay service. Because I have an infomation company to help equity investment in Japan , and I want to refer that.
Asked by nozomu y - Sun Feb 11 18:45:41 2007 - - 1 Answers - 0 Comments

A. the answer to the question you asked it, a checking account. it sounds like you're looking for something like, which is the most used stock marker company. but i really don't know.
Answered by linlyons - Sun Feb 11 19:08:44 2007

Does financial advisor positions being offered has time flexibility on when I could start working?
Q. What I mean is that, in any financial companies like AXA financial or Metlife, if they offer you the job as a financial advisor, is it possible to negotiate with them about my starting date? For example, if they offer me a job right now, will they accept if I could start on a specific date like weeks or a month from now for some important reasons I will tell them?
Asked by Clarom087 - Wed Mar 26 23:46:45 2008 - - 2 Answers - 0 Comments

A. yes. negotiations for the joining date can be done on some personal grounds.
Answered by vinita_nac - Thu Mar 27 03:48:50 2008

Why do people delay personal financial planning?
Q. People need financial planning at every stage of their lives, whether it be debt reduction, buying a house or a car, marriage, divorce, and the biggest concern of most working people ---retirement. Why don't more people realize that the financial decisions they make today have a direct effect on the life they will be able to afford tomorrow?
Asked by ps2754 - Sun Jun 18 09:16:24 2006 - - 8 Answers - 0 Comments

A. Take your pick. a) No discipline. b) No education in finance -- a product of our public schools. c) No goals for the future -- just live for today. d) All of the above.
Answered by aikman - Sun Jun 18 09:30:27 2006

How is financial aid affected when your parents have been unemployed?
Q. My mom has been a "stay at home mom" for a while now, but my dad was recently laid off from his job because the company closed it's location here and technically went overseas. When applying for financial aid for thinks like studying abroad and college, how does that affect their decisions? He's been out of work for a month or two now, and has been unable to find work in his area until the beginning of next year, and he receives unemployment. We are a middle class family, but with a lot of debt wracked up that we are currently paying off. So there's a little bit of insight for you... Thanks!
Asked by doodle - Mon Oct 27 01:10:39 2008 - - 1 Answers - 0 Comments

A. When you apply through FAFSA next year, and they look at his tax return from this year, they'll see that his income was lower and it would most likely affect your financial aid package. For this year, talk to your financial aid department at your school. Changes in circumstances can sometimes result in additional aid. But studying abroad might be out of the question, unless you get a job and save the money for it yourself. Good luck
Answered by Judy - Mon Oct 27 01:36:23 2008

How do I cancel my financial aid for fall semester?
Q. This will be the 2nd time, will this harm my future coverage of financial aid? I waited too late and now i need to cancel my aid again. Who should i contact and how long will it take? I will be going to a community college spring semester instead and i need financial aid coverage for that semester. Thanks.
Asked by lisamythical - Fri Aug 14 15:41:21 2009 - - 2 Answers - 0 Comments

A. It shouldn't hurt you if you cancel your aid. Call the financial aid office at your school and tell them you will not be attending. If you drop or don't enroll in classes, the school will just return the aid to where it came from. Just be sure to correct your school for the spring semester on your fafsa. And understand that not attending school this semester will not get you more money for next semester. If you don't attend, you don't qualify for the money...it can't be saved up. I'm not sure that's what you're thinking, I just wanted to clarify.
Answered by Suba - Fri Aug 14 15:49:45 2009

As a manager of a financial planning business you have two financial planner?
Q. As a manager of a financial planning business you have two financial planner. In an hour, Phil can produce either one financial statement or answer 10 phone calls, while Francis can iether produce 3 financial statements or answer 12 phone calls. Deoe either person have an absolute advantage in producing both products? Should these two planners be self-sufficient or specialize?
Asked by dapackrule2000 - Wed Jan 3 11:04:55 2007 - - 1 Answers - 0 Comments

A. Francis has an advantage. They should be specialized. Francis should make the financial statements and Phil should answer the phones.
Answered by Marcus S - Wed Jan 3 11:14:09 2007

How does financial aid work? What sort of Criteria do you have to meet to be eligible to get money?
Q. My fiance will be starting school this Septemeber; we are not sure how financial aid works and how you become eligible to recieve a grant. What is the process and how long does it take? What information should we not put? He still lives at home with his parents but will be moving to go to school.(if that helps) Which parent should he use since they are not married? We already filled out the application online but we don t know what exactly to put in there so he can be eligible for a grant. Any information would be greatly appreciated. This is very new to us and we have no clue how it works. Thanks!
Asked by ~Mom to be 2 my Princess 81909~ - Sat Jul 7 23:12:48 2007 - - 4 Answers - 0 Comments

A. Most schools have you feel out a FAFSA which is a free application through the government that basically takes all tax info and basicially is mailed to the college saying how much you can afford and then from there, your school decides the financial aid package. it varies person to person too. so have your fiance go to fafsa.gov and fill it out if his schools requires it (look online in the financial aid section of the school's website and it should help you.) and feel free to email me if you have any questions, i've filled out so many of them...
Answered by daisy - Sat Jul 7 23:22:41 2007

What is considered proof of financial responsibility?
Q. I am taking my california driving test in a few days, and the DMV website says that I need proof of financial responsibility. The car that I will be driving is insured under my friends name, but it does not have my name on the insurance. If I bring his proof of insurance for the car does it count as proof of financial responsibility for me? If not, what do I need to do?
Asked by Erebus - Sun Nov 5 22:10:03 2006 - - 4 Answers - 0 Comments

A. You got some silly answers! You can't get insurance without a license!!! The car needs to be insured for minimum state liability limits and in good working condition to take the test. When you purchase a car, you will need insurance in your own name. If you continue to drive this car after you get your license, you will then need a non-owner policy.
Answered by write2kimberlymueller - Tue Nov 7 01:13:12 2006