Verb

refinancing

  1. Present participle of refinance.

Noun

Singular refinancing

Plural refinancings

refinancing (plural refinancings)

  1. (finance) One or more loans or other borrowings that repay and replace previous financings.

From Wiktionary under the GNU Free Documentation License.
Tue Feb 2 11:29:04 2010

Refinancing refers to the replacement of an existing debt obligation with a debt obligation bearing different terms. The most common consumer refinancing is for a home mortgage.

If the replacement of debt occurs under financial distress, it is instead referred to as debt restructuring.

From Wikipedia under the GNU Free Documentation License
Tue Jan 26 23:14:53 2010

Refinancing Now jpg
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Refinancing money
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Refinancing money
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Tonic wine makes you kiss If you refinance you get money

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Your Mortgage Refinancing Loan Rate For Refinancing Mortgage Loans
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From Yahoo Image Search: "refinancing"
Sun Feb 7 01:22:19 2010

Cash-in refinancing could help homeowners save
myforeclosurenightmare.com
Cash-in refinancing could help homeowners save

unknown

Sun, 07 Feb 2010 02:00:06 GM

For example, in early 2009, Nothaft and his wife chose to lower their mortgage balance at the same time they were . refinancing. to 4.75 percent. We thought, hey, this is a no-brainer, recalls Nothaft. We can get a 4.75 percent return ...

Mesothelioma Sue Compensation | Asbestos Cancer Lawyer ...
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Mesothelioma Sue Compensation | Asbestos Cancer Lawyer ...

jaibaby15

Sun, 07 Feb 2010 02:01:12 GM

Home Loans (3948); home mortgage . refinancing. (11); Insurance (4766); Loans (2); Mesothelioma (4360); mortgage . refinancing. (6); News (54); Personal Development (50); Personal Loans (6); . refinance. mortgage rates (4); . refinancing. (1891 ...

Lenders Refinancing Homeowners AFTER Foreclosure
housingdoom.com
Lenders Refinancing Homeowners AFTER Foreclosure

twist

Fri, 05 Feb 2010 07:01:32 GM

I received an interesting email yesterday from Tim Harris, who runs a real estate coaching company along with his wife Julie. Tim said that I would find this interesting, and he was right. He wrote a post Wednesday entitled URGENT ...

From Google Blog Search: "refinancing"
Sun Feb 7 16:56:49 2010

 10.5m refinancing as Cobbetts profits slump - Crain's Manchester Business
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10.5m refinancing as Cobbetts profits slump

Crain's Manchester Business

The loan is part of a new 10.5m refinancing package agreed with Royal Bank of Scotland and Close Leasing Ltd The loans are revealed in the firm's ...
Sewer plant payment highlights Orange Council retreat - Orange County Review
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Sewer plant payment highlights Orange Council retreat

Orange County Review

Option two includes refinancing the plant's loan. According to Woods, this will still require an increase in rates, but it would be less than the increase ...



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"The $10 billion package from Abu Dhabi means Dubai World can plug refinancing for 2010, but huge chunks of refinancing remain still for 2011. ...

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From Google News Search: "refinancing"
Sun Feb 7 20:16:08 2010

How long does the money from refinancing a house take to receive?
Q. I'm not very familiar with the whole refinancing concept yet so I'm not sure how long one must wait for the money. Are there factors taken into account to figure out an estimate? I've heard it takes about a month, but then again, I'm just a noob at this.
Asked by RckStar1 - Fri Oct 19 19:38:38 2007 - - 3 Answers - 0 Comments

A. depends on the lender and your situation. A month the average time table, but don't count on it until the money is in your hand. There is a 3 day waiting period after you close that allows you to change your mind.
Answered by blibityblabity - Fri Oct 19 20:30:16 2007

How can I lower my interest rate without refinancing it?
Q. I have bought a used car about two year ago and the interest rate was high. It was actually a trade in for a used car. Now I want to see if I can get a lower interest for my car without refinancing it. If I have to refinance it to get a lower interest, what are the cons?
Asked by rebeka - Tue Jan 6 19:02:25 2009 - - 3 Answers - 0 Comments

A. I suppose you can beg the lender for a lower rate, but the rates are called "fixed" for a reason. Considering how low the fed cut the rates to, there's really no con to refinancing unless you get a loan from a shady company.
Answered by Mike - Tue Jan 6 19:43:34 2009

How do you go about refinancing a car?
Q. I've had my car for 2-1/2 years, and would like to lower my payments. How do you go about it? The company that currently finances my car doesn't do refinancing.
Asked by lauretta988 - Thu Nov 12 11:30:58 2009 - - 2 Answers - 0 Comments

A. Refinancing is very difficult with used cars because so often the owner is upside down in their loan. No bank is going to loan you more than the car is worth. You must have equity in the vehicle in order to refinance it. Refinancing is essentially repurchasing the car with a new loan. If your credit has improved over the last 2 1/2 years and you qualify for a lower interest rate you can lower your payment. But it takes several percentage points to make any real difference. A $10,000 loan for 4 years at 6.5% is only $11.00 difference a month than the same loan at 8.5%. Plus there will more than likely be fees the lender wil charge you for processing the refinance loan that will cost you cash out of pocket. Plus you have to consider… [cont.]
Answered by mccoyblues - Thu Nov 12 11:50:03 2009

From Yahoo Answer Search: "refinancing"
Sun Feb 7 17:08:35 2010

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Fri Jan 22 14:33:23 2010